SIGNATURE LOANS our Investor Centre to see our prospectus and also to get the full story

SIGNATURE LOANS our Investor Centre to see our prospectus and also to get the full story

Borrow as much as $50K unsecured

Personalised prices from 6.99per cent p.a. ??

Apply now Get a quote Won??™t affect your credit rating

Canstar champion five years in a row
Harmoney Investor Center

See our Investor Centre to see our prospectus also to find out about Harmoney.

Exactly just exactly just What our customers state

YEAH RIGHT. That title is thought by me belongs to HARMONEY. Many thanks Harmoney. Whenever have you been starting banking services? Auckland, brand brand brand NEW ZEALAND

Simple, 100% online

1. Get to know you

Inform us regarding the loan and supply us some information regarding your self along with your funds.

2. Ensure you get your loan terms

We offer you step-by-step loan terms together with your rate of interest, borrowing restriction, and repayments.

3. Get the cash

Accept your loan terms and supply some last details. Many loans placed in the market are completely funded within a day.

Get an estimate that is quick

Get an instant notion of your interest as well as your repayements utilizing our loan that is personal calculator.

Have the loan that works well for you personally

Save money time residing much less time determining just how to pay money for the thing you need.


No queues with no importance of embarrassing in person conferences.


Interest levels are derived from your credit that is individual assesment maybe maybe not one-size-fits-all.

100% ONLINE – 24/7

As soon as your loan is authorized the income will maintain your bank account in 1-3 company times.

Forms of unsecured loans

Help for nearly whatever you need.


Easily combine your outstanding debts into one simple repayment and one fixed rate of interest.


Worrying all about spending money on training is not any assistance when you’re attempting to learn. Reduce stress by addressing costs with training loan.


Got your attention on that brand new or utilized automobile? Our car finance often helps enable you to get down on the highway.


Generate memories aided by the journey of a very long time. See family members, a popular travel location, or somewhere you have constantly wished to go.


A marriage loan will allow you to attain precisely what in store for that big day.


Whether you have a company or are beginning a unique one, a personalised company loan can help you kickstart your development.


A medical loan may take the stress away and stress of medical center costs and enable you to definitely entirely concentrate on your quality of life.


A property enhancement loan may help you attain the living spaces that you’ve got imagined of getting.

We are genuine people therefore we’re right right right right here if you’d like us

Us a call on 0800 427 666 or jump on to online chat and one of our more than 30 specialists will be there to lend a hand if you need help, just give.

Conditions and terms

1. Susceptible to approval and capital. Harmoney??™s interest levels are normally taken for 6.99% p leading site.a. to 24.69per cent p.a. and are also offered in line with the specific borrower??™s credit assessment based on Harmoney??™s credit scorecard. To become approved and list your loan you have to satisfy Harmoney??™s credit requirements and accountable financing needs. Charges, costs, stipulations use. 99% of loan requests are funded in 24 hours or less of loans terms being accepted (predicated on loans submitted in 2018) .

2. Establishment cost of $200 for loans from $2,000 to below $5,000 and $450 for loans from $5,000 to $50,000 . Fixed prices vary from 6.99% p.a. to 24.69per cent p.a. on 36 to 60 thirty days terms, without any very early payment charges.

Harmoney Limited (FSP373486), Harmoney Nominee Limited (FSP5904148) and Harmoney Services Limited (FSP593769) are licensed to deliver a peer to peer financing service under role 6 regarding the Financial Markets Conduct Act, 2013. The conditions among these licences imposed by the Financial Markets Authority are posted on

Harmoney Limited, Harmoney Nominee Limited and Harmoney Services Limited are registered underneath the Financial Service services (Registration and Dispute Resolution) Act 2008.

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